Legal Center

Beyond Insightful Legal Center

Beyond Insightful is an AI-powered educational market simulation and insights platform operated by Plantz Growth Ventures & Holdings, Inc. Nothing on this platform is financial, investment, legal, tax, brokerage, or fiduciary advice.

Important Notice

BEX can help explain policies in plain language, but BEX does not provide legal advice and cannot replace the official policy text or advice from a qualified professional.

Core Platform Notice

Beyond Insightful provides educational simulations only and does not provide financial, investment, legal, tax, or brokerage advice.

Version Notice

Policies may be updated at any time. Users may be required to accept updated versions before continuing to use the platform.

Billing Notice

Subscriptions renew automatically unless canceled before renewal. Due to the digital nature of the platform, all sales are final except where required by law.

Policy Library

Official Legal Documents

Master User Agreement

v1.2

The core agreement governing account access, educational use, user responsibilities, and platform limitations.

Effective: May 7, 2026

Updated: May 7, 2026

Terms & Conditions

v1.1

Operational terms for subscriptions, user conduct, intellectual property, platform access, and service limitations.

Effective: May 7, 2026

Updated: May 7, 2026

Privacy Policy

v1.0

Explains what data PGVH collects, how it is used, how legal acceptances are logged, and how users may contact PGVH.

Effective: May 7, 2026

Updated: May 7, 2026

Refund & Chargeback Policy

v1.0

Explains automatic renewals, digital-product refund limitations, cancellation expectations, and chargeback handling.

Effective: May 7, 2026

Updated: May 7, 2026

AI Output & Educational Simulation Policy

v1.1

Defines AI outputs as educational simulations and explains limitations, verification duties, and outcome tracking.

Effective: May 7, 2026

Updated: May 7, 2026

Acceptable Use Policy

v1.0

Rules for lawful, respectful, secure, non-abusive use of Beyond Insightful.

Effective: May 7, 2026

Updated: May 7, 2026

Market Data Disclaimer

v1.0

Explains market data limitations, third-party sources, delays, and independent verification duties.

Effective: May 7, 2026

Updated: May 7, 2026

ESIGN Consent

v1.0

Consent to receive legal notices, agreements, billing disclosures, and policy updates electronically.

Effective: May 7, 2026

Updated: May 7, 2026

Accessibility Statement

v1.0

PGVH's commitment to improving accessibility and receiving accessibility-related feedback.

Effective: May 7, 2026

Updated: May 7, 2026

DMCA Policy

v1.0

Copyright notice and takedown process for content believed to infringe intellectual property rights.

Effective: May 7, 2026

Updated: May 7, 2026

Security Policy

v1.0

Security expectations, responsible disclosure guidance, and account safety responsibilities.

Effective: May 7, 2026

Updated: May 7, 2026

Cookies Policy

v1.0

Explains use of cookies, authentication storage, analytics-related storage, and user device settings.

Effective: May 7, 2026

Updated: May 7, 2026